A funded account exists for one reason: taking profit out as real money. You still trade virtual capital at live Polymarket prices, but the payout is real — USDT or USDC sent to your own wallet. This article walks through how much you can withdraw at a time, what gets checked before the money goes out and how long it takes.
Your share: up to 90%
Funded-account profit is split between the trader and Prop Hub: up to 90% for you, from 10% for us. The amount shown on the withdrawal page is already net of our share, so nothing else is deducted when the payout is sent.
Example: eligible profit of $1,000. Your part is $900, Prop Hub keeps $100.
Account terms are locked in when you buy the challenge and carry over to the funded account unchanged. If a plan changes later, only new purchases are affected.
What counts as eligible profit
Eligible profit is realized profit from closed positions. Unrealized profit on open positions can’t be withdrawn: until the position is sold or the event resolves, it isn’t money yet.
Two exceptions are worth knowing up front.
- Positions opened below 10¢ or above 90¢. Their result still counts on the account, but it doesn’t count toward the withdrawal limit. Buying an outcome at 95¢ an hour before resolution isn’t a forecast — it’s collecting a market that is almost settled, and it says nothing about skill.
- Opposite positions across linked accounts. If one outcome is bought on one account and the opposite outcome on another account belonging to the same person or a linked account, profit from those trades can’t be withdrawn and the request goes to review.
How much a single payout can be
The available amount is the smallest of three numbers:
- Your share — up to 90% of eligible profit, minus what you have already withdrawn.
- The limit for that payout number — the first payout up to $1,000, the second up to $2,000, the third and later up to $5,000.
- Half of the available share — the other half can be withdrawn next time.
Worked example. Eligible profit is $4,000, so your share is $3,600. Half of that is $1,800, and the first-payout limit is $1,000. The first payout is therefore $1,000. The rest stays on the account: it becomes available on later payouts, when the per-payout limit is higher.
The ladder lets the first money leave quickly while larger amounts follow as the account keeps showing a stable result. The exact available amount is always on the withdrawal page — there’s no need to work it out by hand.
Conditions before you request a payout
The “Withdraw” button only works when all of these hold:
- no open positions — close your trades or wait for the events to resolve;
- 7 days have passed since the previous payout;
- consistency — the best day produced no more than 40% of total profit;
- the country on your KYC document isn’t on the restricted list.
Consistency is a withdrawal condition here, not a violation. If one strong day made half of your profit, the account keeps trading; withdrawals open once profit is spread across more days. The rule is covered in detail in the article on challenge rules.
KYC verification
Before the first payout we need an identity check. It runs through Didit right from the dashboard and stays valid for 180 days. Do it without a VPN: the address you verify from is checked as well.
You can submit a request before KYC. After the trade review it moves to “Awaiting KYC” and you get an email. Once verification is approved, the request continues on its own.
The country restriction only applies to real payouts. Anyone can trade on the account, but we can’t send money if the KYC document was issued in a country on the restricted list.
Submitting a request and what happens next
- On the account page, open “Payouts” and click “Withdraw”.
- Enter the amount, coin, network and wallet address. Blockchain transfers can’t be reversed, so check the address twice.
- Trading on the account is paused while the request is reviewed.
Payouts are sent in these coins and networks:
| Coin | Networks |
|---|---|
| USDT | TRC20, BEP20 |
| USDC | ERC20, Polygon, Solana, BEP20 |
The request then moves through “Activity review” (the team looks at the account’s trades), “Awaiting KYC” if needed, then “Approved” and “Sent”. The payout goes out within 72 hours of the request, or of KYC approval if verification was needed. A sent request shows the transaction hash, so you can find the transfer in a block explorer.
Payouts are sent manually from the company wallet. Once sent, the pause is lifted and the funded account keeps trading. If a payout is declined, the pause is lifted too, and the reason is shown in the request and in the email.
Planning your withdrawals
The most common blocker is an open position at the moment you want to withdraw. If you’re planning a request for a specific day, avoid opening trades the day before that resolve later than that day.
The second is consistency. Steady profit across days opens withdrawals sooner than one big day followed by a stretch of catching up.
The third is KYC. Get verified early, right after the account is funded, so the request never waits on document checks.
For a realistic look at earnings on a funded account, read how much funded traders make; the full payout rules are in the help center.
